Thursday 01 March 2012
Thursday 23 February 2012
Bush Property in private Camp in Limpopo
 |
| Hoedspuit property for sale |
3 Bedrooms, 3 Bathrooms
Secluded position for a Private Camp on 1 HA in a 5000 HA Private Game Reserve. Stunning view of Olifants River, bushveld and distant Drakensburg Mountains. Excellent game inventory including Rhino, Leopard, Hippo. Highly recommended property of excellent quality, and finishes. Wonderfully peaceful ambience for real bush enjoyment, and entertainment.
We have seen it and think it rocks and that's why we recommend this place - the property watchdogs and the investing in south African property bunch.
Read more...
Wednesday 22 February 2012
First the Budget Then Make a Decision first time home buyers
First
Listen to the 2012 Budget Speech Then Make Up Your Mind
If you are a first time home buyer now is
the perfect time to empower yourself and get in there while the going is still
good. You will soon be able to decide on
buying a home, depending on the outcome of today’s 2012 budget speech.
First time home buyers take note!!
·
Interest rates are lower than
they have been in decades.
·
Property prices are really,
really good at this point in time.
·
Banks are easing up on their
lending criteria, which is a positive move in the right direction borrowing that much-needed money.
·
Empower yourself if you are a
novice home buyer with the kind of knowledge that you will need when looking
for a bond or wanting to borrow money.
·
Property is an important
investment, therefore location is key.
·
Buy the cheapest home in the
best area; this way you will never lose value on your investment.
·
When buying a home it is
important to take convenience, access to your job, and security as well as
safety into account.
·
A home close to schools is
excellent for resale.
·
If the area you have your eye
on is too expensive, then perhaps the suburb right next door is a good second
option.
·
Noise levels also devalue homes;
therefore a home in a quiet area might be a better option.
·
Interest rates are always a
factor to take into account; find out first what Pravin Gordhan has to say in his 2012 budget speech, and then make your decision according to what
the outcome of the latest budget as this will most certainly have an effect on
finances for the next 12 months.
·
Buying a “renovator’s dream’
“is certainly an option, especially if you are deft with a hammer and nails.
Buying cheap in an excellent area and doing up a home is a very good option,
and many home owners find this to be the case.
·
Aesthetic flaws are obvious,
but hidden problems are not that obvious when buying a home, therefore it might
be advisable to have the house inspected by professionals before putting in
that offer.
·
If alterations were carried out
on the home, ensure that all the plans are in place when you sign on the dotted
line.
Before you buy your new home, wait for the
outcome of today’s 2012 budget speech,
and then make your next move.
A good point of entry is to start searching
for your dream home online, where you will find a plethora of choices, and also
the property section in newspapers in your area of choice. A good estate agent
will be able to advise you and point you in the right direction, making the
whole process a lot less emotional and stressful. Some banks are giving 100%
rates for bonds, but it is advisable to have a deposit in order to secure a
loan, and increase your chances of actually getting that sought-after bank loan
or bond.
After listening to Pravin Gordhan’s 2012 budget speech, and after doing some necessary
homework and having fine-tuned your plan to buying your first home, your next
step would be to approach your bank.
SA Budget 2012 - Yes – You CAN Get That Elusive Home Loan In 2012
Yes
– You CAN Get That Elusive Home Loan In 2012
It seems as if the light is shining at the
end of the proverbial tunnel for those that need to buy homes and need bonds in
order to do so. According to Standard Bank, the largest player in the home
loans field, it is still possible to get that loan that you need.
Pravin
Gordhan will soon put us in the picture with his
much-awaited 2012 budget speech, and
this, too will have an all-important impact on the lending and housing market
in SA in 2012.
Here are a couple of practical points to
take into consideration prior to approaching your bank for that all-important
loan:
·
Do a little research on the
area.
·
Find out exactly what kind of
condition the house is in.
·
Do some research into your
credit history; this is easily available online and you can make any necessary
adjustments if errors appear on your credit report. Compare these reports from
the three largest credit bureaus in SA.
·
Armed with this kind of
knowledge you will always have the upper hand.
·
Did you know that there are a
high percentage of errors that occur on credit reports? These should always be
checked on a regular basis so that your credit report is in a healthy state.
·
Ask a professional estate agent
to assist in getting a comparable price list of the homes in the area; they
have access to graphs and information that is pertinent to this.
·
Obviously, you will have to be
able to afford the property; affordability is the key in this exercise.
·
If you are concerned that the
budget will affect your already tight purse strings, it might be best to wait
for after Pravin Gordhan has
delivered his SA budget speech, and
only then approach your bank for a loan.
·
You might feel that the budget
does not really affect you in your everyday life; but if it is more taxes we
have to pay, higher interest rates on our borrowed money, more to fork out on
that glass of wine or packet of cigarettes, then it is wisest to hold on a
little longer before signing for that much-desired property you already have
your eye on.
·
Put money aside when buying
your home; there are always costs that are hidden.
·
100% bonds are not common, so
ensure that there is sufficient for transfer duties, deposits and anything else
pertaining to buying your property.
·
Remember to add in attorneys’
fees and registration costs, too.
·
Hidden expenses need to be
addressed, as you will always find there is a lot to be spent on added extras
such as electricity deposits and beefing up security.
·
Don’t forget to build in your
home insurance, too.
If you feel you might be a little too tight
it is a good idea to wait and see what the 2012
budget speech will do for (or against) our borrowed monies from banking
institutions; it is always bet to make these important decisions through
careful planning.
Purchase Your Biggest Investment Ever With A List After Hearing The 2012 Budget
Thirteen
Pertinent Points for your “To Do”List When Buying Property after the 2012 SA
Budget Speech
·
First things first; create a
needs analysis. Do you want a lock up and go scenario, or do you have a dog and
cat or a family to consider? Write this at the top of your “to do” list when investing in property in 2012.
·
Location, location, location is
all-important. This will affect how much you will be able to borrow from the
bank, and this will also affect how much you will pay on your monthly insurance
premium. Buy the cheapest house in the best area, and you will never go wrong.
·
Once you have heard what you
are in store for in 2012 after hearing the 2012
budget speech, you might want to decide how to invest your money
accordingly.
·
Perhaps you would like to go
ahead anyway; although it is important to know how our money is going to be
spent according to Pravin Gordhan, it is also important to get into the housing
market, and now seems to be as good a time as any, whether the budget bodes
well or not.
·
When you go house-hunting keep
your “to do” property shopping list with you at all times so that you do not
lose focus.
·
When looking at location, it is
also important to take into consideration where you work, and where you spend
most of your social time.
·
Fine-tune your list all the
time; your ideas might change, and especially so after hearing what the SA budget has in store for us.
·
If you are a first time home
buyer then it might be a good idea to take someone older and wiser with you
when looking for property, as wisdom comes with age and two heads are always
better than one.
·
Be on the lookout for any
pitfalls; as a first time buyer you might not be aware of these.
·
Shop around at different
banking institutions and find out what the interests rates are. Even better
wait for the SA budget and then make
this decision based on those facts.
·
The professionals will be able
to assist and guide you in the right direction; bond originators are
experienced and would be in a position to shop around on your behalf, taking
the leg-work out of this exercise.
·
Acquaintances and friends who
have bought homes recently will have a good idea how to buy a home; why not ask
their advice?
·
Always look for estate agents
who have got the most ”sold” boards in
the area you are interested in; THESE are the ones who know the area best, which
houses will be for sale. These agents will be the most professional and
successful in the area.
Your best financial indicator for borrowing
money to buy a home would be the 2012
budget speech, as this will be a good barometer on how our money is going
to be spent in the next twelve month period. Hopefully Pravin Gordhan will make many positive changes in SA, so that
everyone can benefit.
Read more...
Subscribe to:
Posts (Atom)
Thursday 01 March 2012
Thursday 23 February 2012
Bush Property in private Camp in Limpopo
|
| Hoedspuit property for sale |
3 Bedrooms, 3 Bathrooms
Secluded position for a Private Camp on 1 HA in a 5000 HA Private Game Reserve. Stunning view of Olifants River, bushveld and distant Drakensburg Mountains. Excellent game inventory including Rhino, Leopard, Hippo. Highly recommended property of excellent quality, and finishes. Wonderfully peaceful ambience for real bush enjoyment, and entertainment.
We have seen it and think it rocks and that's why we recommend this place - the property watchdogs and the investing in south African property bunch.
Wednesday 22 February 2012
First the Budget Then Make a Decision first time home buyers
First
Listen to the 2012 Budget Speech Then Make Up Your Mind
If you are a first time home buyer now is
the perfect time to empower yourself and get in there while the going is still
good. You will soon be able to decide on
buying a home, depending on the outcome of today’s 2012 budget speech.
First time home buyers take note!!
·
Interest rates are lower than
they have been in decades.
·
Property prices are really,
really good at this point in time.
·
Banks are easing up on their
lending criteria, which is a positive move in the right direction borrowing that much-needed money.
·
Empower yourself if you are a
novice home buyer with the kind of knowledge that you will need when looking
for a bond or wanting to borrow money.
·
Property is an important
investment, therefore location is key.
·
Buy the cheapest home in the
best area; this way you will never lose value on your investment.
·
When buying a home it is
important to take convenience, access to your job, and security as well as
safety into account.
·
A home close to schools is
excellent for resale.
·
If the area you have your eye
on is too expensive, then perhaps the suburb right next door is a good second
option.
·
Noise levels also devalue homes;
therefore a home in a quiet area might be a better option.
·
Interest rates are always a
factor to take into account; find out first what Pravin Gordhan has to say in his 2012 budget speech, and then make your decision according to what
the outcome of the latest budget as this will most certainly have an effect on
finances for the next 12 months.
·
Buying a “renovator’s dream’
“is certainly an option, especially if you are deft with a hammer and nails.
Buying cheap in an excellent area and doing up a home is a very good option,
and many home owners find this to be the case.
·
Aesthetic flaws are obvious,
but hidden problems are not that obvious when buying a home, therefore it might
be advisable to have the house inspected by professionals before putting in
that offer.
·
If alterations were carried out
on the home, ensure that all the plans are in place when you sign on the dotted
line.
Before you buy your new home, wait for the
outcome of today’s 2012 budget speech,
and then make your next move.
A good point of entry is to start searching
for your dream home online, where you will find a plethora of choices, and also
the property section in newspapers in your area of choice. A good estate agent
will be able to advise you and point you in the right direction, making the
whole process a lot less emotional and stressful. Some banks are giving 100%
rates for bonds, but it is advisable to have a deposit in order to secure a
loan, and increase your chances of actually getting that sought-after bank loan
or bond.
After listening to Pravin Gordhan’s 2012 budget speech, and after doing some necessary
homework and having fine-tuned your plan to buying your first home, your next
step would be to approach your bank.
SA Budget 2012 - Yes – You CAN Get That Elusive Home Loan In 2012
Yes
– You CAN Get That Elusive Home Loan In 2012
It seems as if the light is shining at the
end of the proverbial tunnel for those that need to buy homes and need bonds in
order to do so. According to Standard Bank, the largest player in the home
loans field, it is still possible to get that loan that you need.
Pravin
Gordhan will soon put us in the picture with his
much-awaited 2012 budget speech, and
this, too will have an all-important impact on the lending and housing market
in SA in 2012.
Here are a couple of practical points to
take into consideration prior to approaching your bank for that all-important
loan:
·
Do a little research on the
area.
·
Find out exactly what kind of
condition the house is in.
·
Do some research into your
credit history; this is easily available online and you can make any necessary
adjustments if errors appear on your credit report. Compare these reports from
the three largest credit bureaus in SA.
·
Armed with this kind of
knowledge you will always have the upper hand.
·
Did you know that there are a
high percentage of errors that occur on credit reports? These should always be
checked on a regular basis so that your credit report is in a healthy state.
·
Ask a professional estate agent
to assist in getting a comparable price list of the homes in the area; they
have access to graphs and information that is pertinent to this.
·
Obviously, you will have to be
able to afford the property; affordability is the key in this exercise.
·
If you are concerned that the
budget will affect your already tight purse strings, it might be best to wait
for after Pravin Gordhan has
delivered his SA budget speech, and
only then approach your bank for a loan.
·
You might feel that the budget
does not really affect you in your everyday life; but if it is more taxes we
have to pay, higher interest rates on our borrowed money, more to fork out on
that glass of wine or packet of cigarettes, then it is wisest to hold on a
little longer before signing for that much-desired property you already have
your eye on.
·
Put money aside when buying
your home; there are always costs that are hidden.
·
100% bonds are not common, so
ensure that there is sufficient for transfer duties, deposits and anything else
pertaining to buying your property.
·
Remember to add in attorneys’
fees and registration costs, too.
·
Hidden expenses need to be
addressed, as you will always find there is a lot to be spent on added extras
such as electricity deposits and beefing up security.
·
Don’t forget to build in your
home insurance, too.
If you feel you might be a little too tight
it is a good idea to wait and see what the 2012
budget speech will do for (or against) our borrowed monies from banking
institutions; it is always bet to make these important decisions through
careful planning.
Purchase Your Biggest Investment Ever With A List After Hearing The 2012 Budget
Thirteen
Pertinent Points for your “To Do”List When Buying Property after the 2012 SA
Budget Speech
·
First things first; create a
needs analysis. Do you want a lock up and go scenario, or do you have a dog and
cat or a family to consider? Write this at the top of your “to do” list when investing in property in 2012.
·
Location, location, location is
all-important. This will affect how much you will be able to borrow from the
bank, and this will also affect how much you will pay on your monthly insurance
premium. Buy the cheapest house in the best area, and you will never go wrong.
·
Once you have heard what you
are in store for in 2012 after hearing the 2012
budget speech, you might want to decide how to invest your money
accordingly.
·
Perhaps you would like to go
ahead anyway; although it is important to know how our money is going to be
spent according to Pravin Gordhan, it is also important to get into the housing
market, and now seems to be as good a time as any, whether the budget bodes
well or not.
·
When you go house-hunting keep
your “to do” property shopping list with you at all times so that you do not
lose focus.
·
When looking at location, it is
also important to take into consideration where you work, and where you spend
most of your social time.
·
Fine-tune your list all the
time; your ideas might change, and especially so after hearing what the SA budget has in store for us.
·
If you are a first time home
buyer then it might be a good idea to take someone older and wiser with you
when looking for property, as wisdom comes with age and two heads are always
better than one.
·
Be on the lookout for any
pitfalls; as a first time buyer you might not be aware of these.
·
Shop around at different
banking institutions and find out what the interests rates are. Even better
wait for the SA budget and then make
this decision based on those facts.
·
The professionals will be able
to assist and guide you in the right direction; bond originators are
experienced and would be in a position to shop around on your behalf, taking
the leg-work out of this exercise.
·
Acquaintances and friends who
have bought homes recently will have a good idea how to buy a home; why not ask
their advice?
·
Always look for estate agents
who have got the most ”sold” boards in
the area you are interested in; THESE are the ones who know the area best, which
houses will be for sale. These agents will be the most professional and
successful in the area.
Your best financial indicator for borrowing
money to buy a home would be the 2012
budget speech, as this will be a good barometer on how our money is going
to be spent in the next twelve month period. Hopefully Pravin Gordhan will make many positive changes in SA, so that
everyone can benefit.
Subscribe to:
Posts (Atom)
