Tuesday 23 December 2008

UAE Property Market and 2009 for you


So its not all bad news there are still some good things happening out there in the UAE.
Just get into the right place and space

Rental Finance is available from Independent Finance in Abu Dhabi, Dubai, Sharjah and Ajman
Banks still offer mortgages up to 85% but with conditions

then there is....

Abu Dhabi Commercial Bank has reported that its mortgage volumes have halved while mortgage applications are down from 35-45 to 15 per month. The bank has also increased its mortgage rates from 7.5% to 9.5% and dropped its loan-to-value (LTV) ratio from 90% to 70%, although 85% is available for customers with the best risk profiles. The Emirates Inter-bank Rate (Eibor) has appreciated significantly above Libor over the past few months, making UAE home loans particularly expensive. Banks are also worried about possible price declines, so they are demanding more in down payments. HSBC has cut LTVs from 85% to 60% for apartments, and to 70% on villas. Lloyds TSB will only make loans on villas, and not apartments.

The local mortgage companies Tamweel and Amlak have cut LTVs to 75% and 65% respectively, and are in the process of merging their operations. Both previously raised their money in mortgage securitisations that are now impossible in the current market. Local liquidity has become very tight, as the UAE has suffered both an exodus of cash from falling stock markets and from revaluation speculators, while raising money internationally has become very difficult during the global financial crisis. Ironically the Governor of the UAE Central Bank said last week that there was now far more enthusiasm for the GCC single currency - and that could well mean a revaluation is back on the agenda in the near future. However, the mortgage market in the UAE is very small by comparison with most housing markets of the world, and could indeed be one of the smallest. The majority of local housing transactions are made in cash, and so the tightening of housing credit is not the end of the world.

It is, however, clearly the end of house price increases for the time being, and for people who want to sell out in a hurry then big discounts will be necessary. Apartments are far more difficult to sell than villas. For off-plan apartments, particularly in the less central locations, it is probably impossible to sell at any price because no buyer will be willing to take the risk of future price falls. New off-plan sales have stopped. Whether it proves to be the case that the UAE is a case of last-in, first-out in the global real estate recession remains to be seen. A government initiative to keep credit flowing to the housing sector would seem necessary to avoid a true real estate crash in the emirates which would be damaging to the long-term interests of the country as an investment safe haven. That said, the problem is small enough and the solutions easy enough to implement for the government to avoid the kind of property meltdown now happening in developed markets. Indeed, the UAE could be in a position to attract new investment from these troubled countries if it plays its hand correctly. Then the market shakeout of the next few months would emerge as a bull-market correction and not a crash, and those panicking and selling out for a big discount would look rather foolish

sooo heres my message for now

This is what makes me feel alive news like this and I wake up daily feeling like today is just a beautiful day. Then I know that I can ignore the bad news and read only the good news, because I am spreading it myself and that's what I can do to make it better. 2009 c'mon baby

10 comments:

Anonymous said...

Wow..a decrease in LTV and increase in rates is definately not inviting new applications!

Anonymous said...

I am submitting this to various individuals, agencies, and institutions, in hopes that it will get to someone that can and will do something to bring justice to this matter.

VERNON BALMER JR.
GENERAL DELIVERY
HONOLULU, HAWAII 96820
Cronology:

Monday Aug 18th, I go to the police station to get a copy of the report made to Officer Porter. It's not with the rest of the paper work.

July 21st, I made a report to an officer by the name of Lisa Aksionczyk, on Saturday the of this month, about a stolen backpack I left on the route E bus. Ms. Aksionczyk suggested at the time, that I inquire at the lost and found department of The Bus. I thought this was a good idea, so that a good samaritan would not have the unpleasant experience of someone thinking they were a thief.

The only time I could check with The Bus lost and found would be the following Monday, it is not open on weekends. I did call The Bus, on Saturday, with an emergency report because there was important ID in the backpack.

I was told by the representitve that no backpack was turned in. On Monday I went to the transit center to inquire in person, and was dissapointed to be shown backpacks that were not mine.

I returned to the police station downtown to complete the report with Ms. Aksionczyk, at 5:40 in the morning on Monday and was told by the officer on duty at the receiving area that she would be in at 6:00. I waited until 6:00 and inquired with a different officer, and was told that she would not be at the receiving area until 10:30 - 2:30. I tried again during these hours, without sucess. This has been 5days now and no report has been generated and I can not get a number to reference concerning the case. I need to no how to get the report filed and a number to reference with further correspondence.





MY BACK PACK IS STOLEN FROM A ROUTE "E" BUS. I MAKE A REPORT TO OFFICER AKSIONCZYK ON 6/21/08. I HAVE TO MAKE ANOTHER REPORT TO OFFICER PORTER ON THE 27 BECAUSE THE FIRST ONE WAS NOT FILED.

I AM TOLD THAT IF THE BACKPACK IS TURNED IN OR FOUND SINCE I HAVE LOCKS ON THE ZIPPERS, THE POLICE WILL HAVE TO "BREAK" IT OPEN TO ASCERTAIN THE OWNER.

January 2008: Unlike the DCCA of Hawaii, who I supplied documentation to, the Department of Health and Human Services "Region 10", without documentation, finds that Dr. Au did violate the privacy act by charging me too much for copies of my records.

But, Region 10 tells me they cannot proceed on the 6 other allegations

1. Along with saying I did not see as well with the new glasses, I said that the prescription that I was given was weaker than the one I had the previous 7, count them, seven years. Your office nor the DCCA responded to this charge.

2.The reason I asked Dr. Au to change the prescription was because the NEW one, I repeat, was weaker in one eye. This was the only alternative Dr. Au gave me other than accepting the weaker prescription.

3. The "Vision Certificate" Dr. Au provide, had no licsense number where it should have been and she did not sign it where it should have been signed.

4. Dr Au refused to give me photocopies of my records and did not give me a reason, per her offices policy, when I asked for them in her office.

5.Dr charged me 2.00 dollars per page, totaling 20.00 dollars, which I believe is exorbitant.

6.There are conflicting numbers on my records, that I would like explained. This, no one has addressed. And I doubt that my records were reviewed by an impartial optometrist, as any reasonable person would assume to be a part on what your office calls an investigation.

7. I was trespassed from Dr. Au's office for no other reason than asking for copies of my files, and in her response to the DCCA she says I was escorted out of her offices by mall security, which is a lie by a optometrist that pracitces deceit.

Nov, 2007 . My complaint about Central Pacific Bank is not sent to the FDIC regional offices in California. Instead it is sent to Kansas City. Missouri. The response I get from FDIC20says my concerns are contractual, although I point out two misrepresentations by the bank's compliance counsel, Judith A. Villarreal.

Ms. Villarreal says I did not contact Mr. Clint Arnoldus, Mr. Dennis K. Isono.I have Certified Receipts and electronic verification from USPS that says I did.

Coincidentally, there are officials at the Kansas City offices with the name Villarreal: Jesse O. Villarreal Jr., Lisa M. Villarreal and Victor Villarreal.

It is my opinion, that a person trained as a lawyer would verify facts before submitting them in official documentation. Therefore, I can only assume that Ms. Villarreal had a serious lapse in judgement, or she was lied to by those she spoke with.

March 2007: My complaint to the Dept. Of Ed is refused on the grounds that they do not fund any programs or activities at the Hawaii State Public Library System, and therefore do not have jurisdiction.

If the situation is threatening enough to cause a change in levels moment to moment, it stands to my reason, it would remain at a certain level until there is a sufficient enough change or stabilization to bring it to a lesser level. But that's just me.

On the 17th=2 0of Oct. 2006, I submit a complaint to the Police Commission relaying concerns about the treatment I experienced at the security checkpoint at HPD District 1 the previous day. An investigator tells me it is the policiman's job to "interpret the law".

Returning to the station to locate a article I left, I am told by Officer Kahele, in the presence of one officer Hung, and another, that it is mandatory that I produce ID, and that I remove everything from my pockets, and take off my belt before passing through the metal detector.

I point out this information is not on the signs, and officer Kahele says there will be no furthering of my purpose if I do not comply. After complying, I am told by officer Kahele that I must sit down, or she will not take my report. Previous to this occasion , when at the HPD headquarters, I was never asked to remove everything from my pockets and, or to remove my belt, or that I had to produce ID to enter. Officer Lau, the sergeant for this post, tells me the same.

I am told by a detective that it is not mandatory to produce ID, "We don't care who you are. Anyone has the right to come in here". Sergeant Lau, who I am told is the officer in charge of the post says depending on the threat level, procedures may change day to day. He says one may b e required to remove everything from ones pockets etc., or be required to submit to different procedures. I inform him that on the same day, when I was there previously, I was not required to do so. He inform me that the security level may change from moment to moment.

On Oct. 16, 2006 I submit a complaint to HPD Internal Affairs relaying concerns about not being asked to identify the driver of the vehicle that hit me on the 8th of Sept., and the fact that the person who stood as Chris Pa at the arraignment was not the driver of the20car.

Oct. 6, 2006, I go to the arraignment of A Mr. Chris Pa. I am surprised to see that this Mr. Pa is not the driver I saw, while laying on the hood of the car and peering through the windshield, and definitely not the man I looked in the face and spoke to through an opened window. This may be due to the fact that I was not asked to identify the person located, arrested, or cited, on the night of the incident or at any subsequent time, until I see him at the arraignment. I am directed by the presiding judge to inform the prosecutors office, which I do.

Oct. 2, 2006: I am told at traffic court there is no court date set, but have found online there is one on Oct. 6, in room 4B, and I am not included as the victim. I still get correspondence from the insurer's agents telling me of medical coverage available, although I told the driver, the responding officer, and previously the insurer's agent, I am OK.

Sept.21, 2006: I go to City Hall to get a voters registration card and am told it will cost .50 cents.

I am surprised to get a "Certificate", ala Lens Crafters, and ask is this it? I am told yes by the clerk. Today, on "The Bus" I see a man who says he works at the polls, who tells me there is still a little yellow card that comes in the mail and is surprised to see the "Certificate".

Sept. 8, 2006: I am hit by a car bearing license plate JST 203, that was stopped at a crosswalk. The driver is looking at me when he accelerates. The driver doesn't wait for police to arrive. They find him at his home. The police rep ort reads Crime Code 550, which I am told means, a collision with damage of more than 3000 dollars. I am told the responding police officer decides if there will be an investigation. More Honolulu HOKUM.

This is the place where, those who would complain about wrongdoing are persecuted, harassed, smeared and railroaded. Where the perpetrators are bribed to keep quiet, or go along with the cover-up, promoted, and transferred.

Sept. 7, 2006: A security guard, Solomona Savea, badge number - 90187, at the Hawaii State Library, calls me a "nigger" twice" in the library foyer, in a loud voice.

Aug. 10, 2006: I have been told by Sen. Barack Obama's office, where I sent this same correspondence, that someone from Sen. Akaka's office would contact me, because Sen. Obama's office forwarded the
correspondence to them. I have yet to hear from Sen. Akaka's office. Is there some assistance your office can give me?

July 23, 2006: An Optometrist, Kim Agena at a Lens Crafters gives me a prescription that is weaker than the one I had for the previous 7 years.

Doctor Au, a co-owner corrects this, but when I ask for photocopies20of my records the doctor refuses and gives me a hand written " Vision Certificate" instead, that is not signed and does not contain a license number where applicable. I have made a formal request in writing. They have told me it will be at a cost of 20 dollars for 10 pages, which seems exorbitant and requested that I not seek services at any Optometrists in Lens Crafters.

The doctor, Au, is the co - owner along with Dr. Lau, of all the Optometrist offices in Lens Crafters, in Honolulu. In other words, I cannot get an eye exam at Lens Crafters. Is it considered rude or threatening, to ask for one's records?

The advice I get here is nothing but a pack of lies.

The local ACLU has written me 3 differing and separate excuses why they cannot or will not get involved, but never the conflict I found below.

April 2006: I have had two librarians and a circulation clerk tell me there is no report possible for stolen books. They must be lost. This would have caused fees to be incurred by me. I had to take the police report to the State Librarian's Office to settle the matter and have the fines removed from my account. This all could have been done at the State Library.

Jan. 2006: I have had two bank accounts effected. One because a deposit I made to cover my use of overdraft protection was not credited, they rescinded the "overdraft" and CLOSED my account. The bank says it had to be hel d in the account for a day, to be credited. Nowhere in the terms and conditions is this stated. The depletion of the other account, I have been given no reason for. July 2006, I have written to the Clint Arnoldus Denis Isono and Susan Tachino asking them to explain, and have received no response.

Recently, I have made another complaint, in addition to the previous five, to the USPS - OIG, about mail I am to receive or have sent. I sent a certified letter to Richard E. Fairfax, Directorate of Enforcement Programs - OSHA, in Washington D.C., on the 2nd of December. The certification number is 7005 2570 0000 6898 2586. I look at the track and confirm feature at USPS.COM and there is no record of it having been delivered yet.

My case was dismissed May 24, 2006. How often does this occur? A case is dismissed with two days difference between the dismissal date and the termination date, (May 26, 2004) of the individual filing suit. I will never understand how the three judges that made decisions in this case could not see that it is too complex for anyone who would consider themselves a pro se litigant, which I do not.

This has been an uphill battle against an opponent whose underwriters include a Fortune 500 company, FNF.

Emails sent to lawyers:

john.goemans@gmail.com wrote :
Dear Vernon---- Your letter is alarming. I have over time,recieved calls
from persons very distressed by the Hawaii you know.In fact I' ve been out of Hawaii for many months one reason being the hostile and dysfunctional nature of things.I've even been jailed on a charge it took the Judge when I finally got before one 2 minutes to throw out.That all being said have no ability to be of help to you other than to give you encouragement from this
distance.
Sincerely John Goemans
-----Original Message-----
From: Eric Grant grant@eric-grant.com
To: yinsay@aol.com
Sent: Fri, 11 Nov 2005 01:06:41 -0500
Subject: RE: Still attempting to contact Mr. Goemans
Mr. Balmer, Mr. Goemans' address is john.goemans@gmail.com
Cordially,
EricGrant
Attorney at Law
8001 Folsom Boulevard, Suite 100
Sacramento, California 95826
Telephone: (916) 388-0833
Facsimile: (916) 691-3261
http://www.eric-grant.com
From: yinsay@aol.com [mailto: yinsay@aol.com]
Sent: Wednesday, November 09, 2005 7:47 PM
To: grant@eric-grant.com
Subject: Still attempting to contact Mr. Goemans. If he has one, and you know Mr. Goeman's e-mail address kindly forward this to it, please.



My Information:

Dear Sir or Madam,

I have resided here in Honolulu , Hawaii for almost 4 years now. I had intended to stay here when I made the decision to come, and was happy to have found employment relatively soon. I found a job working with a temporary agency for 4 months. I was hired by the client as a regular employee, Sept. 2002. On my first day of regular hire, I was shocked to hear, "you know why they hired him, don't you", from one of my co-workers. But, needing to work for a living and being in a strange place, I thought it best to ignore this, after all, I was hired.

At the beginning of my time with the client, Title Guaranty, I was told by the on site supervisor, that if I was to take a particular bus and call her first, "there would be more work". The day after this I handed her my t ime card, ready to seek another assignment, when she acted as though she didn't know why I would be doing this.

When I explained, she countered with some nebulous words and said I could work as long as the company needed me.

Subsequently, the same supervisor would tell me that I had to give her a key or the combination to the lock on my locker, "in case of an emergency". I thought this to be a strange request, as I could not imagine an emergency in my locker that would require her or anyone else to open it without me. I didn't respond to her request, and not hearing anything further, I gathered that it was not company policy at all.

Having a co-worker refer to me as "boy" and another ask me 3 times - after giving an answer twice - "why do black people use the N word?", did not make me feel very gregarious among them. I was also told by a co-worker, "all Hawaii is a gang brah.", and by another, "it's all connected", the supervisor speaking about a former supervisor said, "we made him quit because he thought he was smarter than us, cause he was from the east coast".

We were housed in a basement of what is now a former Costco building, with an air-conditioner as the only ventilation.

When I noticed mold growing in a hole, in the wall beneath the air-conditioner, adjacent to the room where I sometimes, but mostly my co-workers would eat lunch, I asked them about it and was told that management was made aware of it and did nothing. I decided to inform management myself, considering the untruths I had previously heard from some. I was thanked by the assistant to the woman in accounting who handled the repairs for the building.

I did not think it was a major undertaking by a very successful company to fix this problem, and was surprised at the length of time it was taking to address the situation, so I informed OSHA, Aug. 2003. This is when things started to go further south. Coincidentally, the day after going to the OSHA offices, the next day at work, my supervisor stated to a co-worker, "Vernon went to OSHA." This information was not given to her or any co-worker, by me.

When I went to OSHA, the employee did not give me any type of reference number, or write one in the space provided on the complaint form, nor did she inform me at that time that mold is not OSHA'S jurisdiction, which is what I was told when I went to check on the status of the complaint. Neither, did the employee inform me of laws governing discrimination.

I was also told - it not being OSHA'S jurisdiction - the complaint was referred to the Department of Health. It was like pulling teeth to get an answer as to what office at the DOH it was referred to. Needless to say I could not inquire about the possible disposition of the complaint, not knowing where to inquire.

I made a complaint to the EEOC, Jan. 2004, and the Hawaii Civil Rights Commission, Apr 2004, both of which were dismissed without any investigation, each agency sat back and waited for the submission of the company's response. Incidentally, I was contacted by the director of the EEOC, asking me if I wanted to proceed, after I was shown a copy of the company's response, which I don't believe is proper.

I now see in20the EEOC's and the HCRC's own publications, matters such as mine that were investigated and even adjudicated. During the HCRC's lack of investigation, I only heard from them at the intake and when I received their letter of dismissal.

I now find the investigator did business with my former employer.

I furnished the EEOC and the HCRC with names of co-workers who said they would speak for me. They were not interviewed. I was informed by an investigator at the EEOC that no one visited the site.

There was a similar situation here with UPS, where an employee was fired for doing less egregious acts than his co-workers, which I believe is the case here. I saw co-workers break company equipment, cuss freely, ask for sexual favors, and bring children and friends to the work site.

Throughout this experience I have been told by these agencies' staff and lawyers, literally or in effect, "there is no smoking gun here". This is only due to there being no investigation. In the least, there is a pattern that should compel any thinking person to ask questions.

Subsequent to this, my work was sabotaged on more than one occasion, and reports to management only resulted in them twisting the situation in attempts to placate me and set me up for these spurious accusations by my co-workers.

Each complaint of mine was a matter of my erroneous "interpretation", as stated by management, while my co-workers complaints were valid descri ptions of my "misconduct".

As a result of the accusations, I was suspended, without pay, pending an investigation for, I kid you not, a co-worker accusing me of harassing her by clapping my hands and signing "Pink Cadillac", and another saying, I was teasing her when I asked her to say my name and that of the manager, to see if I could distinguish the two.

I was terminated in May 2004, two weeks after the dismissal of the EEOC complaint that was not investigated, and a day after informing management that I overheard a co-worker saying to the one that accused me of harassing her by singing, "we're going to show him the power of p----.

I was denied unemployment insurance, June 2004, with a fact-finding interview done over the telephone that was not reviewed or signed by me, as it should have been before it was made part of the official record and used at my future appeal.

The subsequent appeal Aug. 2004 was biased, prejudiced, and contained perjured statements by the witnesses for my former employer. I am now told that the recording of the hearing does not exist be cause it was transcribed.

I have initiated a suit in federal court, Jan. 2005 that I can not pursue, due to the lack of time and funds necessary for an undertaking such as this, and the skill I do not have in these matters.
=0 A

I have all but given up searching for representation, believing word has gotten to many legal ears on the island and no one wants to go against the state that has all but coddled and cuddled business here.

I have contacted the ACLU, and given them much information, but they seem more interested in writing briefs for exotic entertainers, arrested for doing lap dances. First they tell me they cannot help unless the matter involves a government agency, then they tell me they can if a decision is against me, then they tell me they do not have the manpower and time. Each of the criteria, I met at the time I contacted them.

Coincidentally, I find a lawyer, Roger Fonseca, at the firm representing my former employer, is the national representative for the Hawaii chapter of the ACLU, and their staff also have a few names that are the same as those associated with Hawaii real estate. They cannot help, but they can accept my information.

I have tried to interest many, many lawyers and firms by email, letters and personal visits, to no avail. I have had a lawyer in San Francisco who participated in a well known case here try to find someone without success.

This situation has been surrounded by complicity, cronyism, and bias.

I have written to the DOJ, only to have my information shuffled from one agency to another, including the Department of the Interior, and finally coming full circle to the Hawaii Department of Labor. I do not think this was coincidence. At the HCRC, there is a commission member with the same name as the owners of my former employer's business, one Coral Wong Pietsch.

Mrs. Pietsch is a general in the U.S. Army Reserve, and an attorney, a very powerful position with ties to D.C., I'm sure. It has long been my suspicion that this may have played a roll in the lack of effort on the part of officials that has attended this matter. Each party's history I research has some relation to another, be it professional, academic, and even familial.

I now look at web sites for all the organizations I sought help at - the Governor and Lieutenant Governor, all representative's and senator's offices, Legal Aid Society, Hawaii Dept. of Labor and the DOL - national, EEOC - Hawaii, district, and national offices, NAACP Hawaii, , ACLU of Hawaii, Hawaii - Department of Health, HIOSH and OSHA ( regional and national ), the Hawaii Office of Information Practices, and Volunteer Legal Services of Hawaii, where a lawyer was recommended that has a long standing relationship with my former employer and another that is also a licensed realtor and has a business in California.

At the Hawaii Civil Rights Commission, and Hawaii Ethics Commission, I find the persons responding to my letter, did business with my former employers and my letter explaining the situation and their reply stating they could do nothing, are the only correspondence I had during their "investigations" or dismissals.

I have sought assistance at the Hawaii State Bar Association, where the lawyers who are members of the Real Property and Financial Services Section, are also affiliated with these other organizations, or directly associated with my former employer, or the firm that represents them - Torkildson, Katz. Fonseca, Heatherington, and Moore.

The Real Property and Financial Services Section includes a lawyer I was assisted by, one Andre Wooten, who at the time told me nothing of his involvement with this organization.

He was suggested to me by church members and NAACP officer Alfonso Braggs. I pull up the staff or the particular board of directors of these organizations and there are last names that are the same and have some relationship, mostly with real estate, and more than a few with ties to California.

Two names in particular are quite suspicious. A Kouchi, at Volunteer Legal Services, which was the last name of the HR assistant at Title Guaranty, Pang which is the name of a front desk worker at the YMCA, who I complained about signing for my mail. and that of a Appeals Officer at Department of Labor - Security Appeals Referees Office. Hirayama the appeal referee, and the owner of the restaurant at the YMCA. And on and on.

I mention the YMCA because in 2002, I had complained about what I believed to be prostitution, facilitated by staff there. And when I informed the supervisor at Title Guaranty, her response was to leave well enough alone, after I informed her that I had, in my opinion, angered some people there.

My subsequent report to the polic e department was investigated by. the police calling the YMCA and asking them if my suspicions were true. I think you can see what position this left me in. In my lay opinion, this was a sloppy and dangerous way to initiate and conclude an investigation.

There are too many relationships here to be mere coincidence, and are questionable, at least.

My information was passed by one Elain Chao - Department Of Labor, in D.C. to Tin Shing Chao Department of Labor here in Hawaii, who used an erroneous date to nullify my complaint. This was after a layover in California with Ms. Alison Pauly at the regional offices. Whose CASPA investigation stated that I should have made this a written complaint, when Hawaii law states it does not matter, whether written or verbal. Could she be related to the Pauly's who have donated to the University of Hawaii, and have owned land here?

The complex in Hawaii that houses the Department of Labor, is also where the HIOSH offices and the Hawaii Civil Rights Commission offices are located. This name, Pang, pops up in various places dealing with state government and real estate. I now know these agencies to be straw dogs that do everything but contend with the status quo.

For the most part, the agencies that pretend to help, most notably the NAACP and ACLU, only collect information and then say they can do not hing; I wonder what happens to the information in a state that treats confidential information as a comodity. Incidentally my former employer's representation is one of the largest contributors to Legal Aid Society.

Concerning Volunteer Legal Services of Hawaii, I have recently discovered that one of two lawyers they referred is an attorney at the law firm representing my former employer, and the other is a realtor in Honolulu, and also liscensed to practice in California. And another is the member of a firm with old ties to the Pietsch family. Who were these lawyers going to "help"?


I have applied for many positions since my termination, and have only worked sporadically in spite of my efforts. I have registered with many staffing agencies - Olympia , Hawaii Staffing, Snelling, and Hawaii Temp, CTA Staffing which is now Bishop & Company, Manpower, Kelly, and POI. I have not worked a complete week and have not been contacted at all by some. I registered at Altres in 2004, and was not called in a years time before I returned. There, I was terminated for " not being pro active".

There is no confidentiality law here, and I believe this also has worked against me. It - confidentiality - has been frequently cited by my former employer's agents and state officials, only to protect themselves and facilitate their deceptive practices.

I mostly use the public library to use the Internet, i.e. write letters and do research. Needless to say, this is not the most secure environment to do this type of activity. And I have had problems at this library with the computers and the staff.

At the library, I have seen the text change when I am typing, without commands initiated by me. The printer is connected to the computer at the librarians' desk. On one occasion, I was told by a security guard that a librarian had complained about me harassing her because I asked for her name to report her behavior.

After contacting the librarian's office, there is no record or remembrance of this aspect of the report. This tactic of "bait and switch" has been used on more than one occasion, by different entities.

After not being online for 3 days I saw where someone had requested an Army Knowledge Online account in my name, or I should say my screen name. I saw an attorney - John L. Knorek - from the firm representing my former employer enter the philoso phy department and ask for a librarian, Kathy, by name.

Yee is the name of the head librarian at the State Library and the name of a former employee of the United States Attorney's Office and HCRC, did training for the Department of Justice, and worked for the Massachusetts Attorney General. I sent most of this same information to Sen. Ted Kennedy's offices in Massachusetts and was told during a telephone conversation with the office that, being on the Judiciary Committee, Sen. Kennedy could not get involved in judicial matters.

Since this is the only avenue I have been given, I have asked the district offices of the DOL to investigate by CASPA, Sept. 2005, and have asked for an investigation for discrimination due to the whistle blower aspect of the matter.

I believe this will be my only chance at a modicum of justice. But I will always believe that more realistically this situation can be defined by, 18 USC 241, 242 and 245.

Hawaii, I now entertain, is a state where the dollar is God, and workers are only a necessary evil to facilitate that gain.

The Director of Labor and Industrial Relations, Nelson Befitel, has unashamedly professed his desire, and that of the state to relieve the department of any obligation to penalize businesses for infractions and, I can see where the natural sequence would be to alleviate any scrutiny that would expose abuse of power by the states employees. It is no wonder; I have experienced what I have. All too often, in the news here, the term "outsider" is given to any entity that would look at what is practiced here. But there is a GOD that sees all and will affect justice for the oppressed.

Sincerely,
Vernon Balmer Jr.
Honolulu, HI
yinsay@aol.com



Letter sent to Mr. Fairfax

November 7, 2005
Richard E. Fairfax, Director
Directorate of Enforcement Programs(DEP)
U.S . Department of Labor
200 Constitution Avenue N.W.
Washington , D.C. 20210


Dear Sir,

For the past two years at every step in this long railroad, from my initial complaint filed at the EEOC, and subsequent to that, the HCRC; the United States Commission on Civil Rights; the Department of Justice; and finally through no effort of my own, having it wind up at the Regional OSHA offices in San Francisco, I have steadily maintained that I submitted a written complaint at the state HIOSH offices, here in Honolulu.

I was told that much of what I sent to the DOJ had been sent to the San Francisco OSHA offices. Evidently this written HIOSH complaint was not among the papers.

Imagine my surprise when I got this letter from Mr. Traenkner, informing me that I should not have made this a verbal complaint. I retrieved the copy of the written complaint, made for me while at the HIOSH offices, just to convince myself that those in power are the ones mistaken, and now I believe with my whole being, they are in actuality, deceitful and dishonest, practiced at covering up embarrassing incidents, and downright criminal.

I am making a request to you for a review by your national offices, where hopefully someone unbiased, with integrity, will do the right thing. There was a Ms.Hirai in San Francisco that said she could see the discrimination in this matter. Too bad it was not she that conducted the investigation.

I only hope it is coincidence that there is a Hirai here in Honolulu that is a lawyer and involved in the real estate business, and a lawyer formerly in the firm representing my former employer.

Throughout this situation there have been relationships, I have noticed in my opposition, which include professional, academic and familial. It has long been my suspicion that those ensconced in the cronyism here in Hawaii have at each step facilitated the lack of effort in this matter. I am now sure of what I have long suspected. This cover-up goes much further than what happens here in Hawaii.


Sincerely,
Vernon Balmer Jr.
yinsay@aol.com

Honolulu, Hawaii

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Anonymous said...

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