such a great question and you will always get your pros and cons depending on whom you are speaking to.
We do know that bond originators often shop around and are kind of impervious to which bank you are looking at but finding someone that is great is not always easy. So do you get references? I would.
Bond originators assist you by negotiating with all the major lenders on your behalf, thus taking the fear out of applying for a bond and even work with SA Homeloans, BMW finance and Investec not just Standard, ABSA, FNB and Nedbank.