Standard Bank Homeloan Changes to Cost Inclusive offerings, Vacant Land and Loan To Value loans.
In light of current economic circumstances Standard Bank Home Loans has made the following changes with immediate effect
Cost Inclusive loans:
Standard Bank will no longer be offering Cost Inclusive Loans to NON-first time home buyers.
Jumpstart (first time home buyer) loans will be restricted to a maximum loan amount of R1 million (excluding costs).
Vacant Land:
All Vacant Land loans have been restricted to a maximum LTV of 75%.
Standard Bank will also require deposits for higher value loan amounts:
All loan amounts greater than R3 million will be restricted to a maximum LTV of 80%
Seems as though my predictions were incorrect! They're all following suit!!
7 comments:
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Fantastic resource. With the constant change in the home loan markets, good up to date resources are essential.
Thanks!
Home Loan, Mortgage Articles, Resources and Information
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