Monday, 31 March 2008
Thursday, 27 March 2008
We will be extending this offer to countries in which Barclays have a presence, countries include but are not limited to the following as this list will continue to expand as we extend our offer to include countries in which Barclays has a presence:
Kenya, Spain, Dubai
Ghana, Italy, United Arab Emirates
Tuesday, 25 March 2008
Tuesday, 18 March 2008
Although in these relatively gloomy times it is sometimes difficult to see “light at the end of the tunnel”, it is always important to remember that property runs in cycles and at some point the cycle turns.
done enough to cool home grown inflationary pressures.
Wednesday, 12 March 2008
Thursday, 6 March 2008
If I must read one more newspapers article about how South Africans are in so much debt and car sales are dropping and house prices are increasing and interest rates are rising with no positive aspect to any of this I'm going loose it!
Quote from the Pretoria News yesterday: "New vehicle sales fell 12% year on year last month as rising personal debt and higher interest rates cut consumer spending(NO SHIT)... Analysts said the data could help persuade the central bank to leave rates flat when it's policy committee meets next month (WE WANT HIGHER RATES, WE GET BETTER INTEREST ON OUR MONEY SITTING IN THOSE ACCOUNTS)
South Africa is no longer the lap of luxury it used to be, where everything was affordable even to those who had no cash. Personally well done TITO AND THE GOVERNMENT for trying to help curb debt and for bringing us this new credit act.
We're becoming like the Europeans and it's time we learnt to embrace it. So stop buying R500 000.00 cars, stop buying vehicles that cost R600 to fill up, stop buying houses that aren't affordable. Get with the times go with the FLOW, cut down on the luxury's and you'll see, life will become enjoyable again.
As for the newspapers, give us something positive. Tell us how to deal with the troubles in S.A. We know they're there!!!
Help me spread this word people, lets start turning the negatives in positives!
WizardMan out... *although not finished with his romping streak*
Tuesday, 4 March 2008
Properties in Possession - PIP - It sounds callous, but you can pick up great deals now...
Overseas investments - Buy a fractional share on an island- sounds crazy but for R 200K get a month in Mautitius!!!!!!!
Be a Bull or a Bear!!! Stocks has to be part of your portfolio
Buy to Rent - Only do this if your bond ends up less than your rental income plus the levy -else you're being a schmuck
Be a giver (2% of the world) not a taker (98% of the world) - figure this out for yourself.
Deal with folks who are part of the top500 companies - they must be doing something right.
Keep the credit card that gives you the best rewards and the least costs.
Use AMEX - not everyone takes them, they have great rewards, costs are good and you pay for what you use. Great deal.
Become a discount junkie! You don't ask. Guess what - you don't get. MMMMMMMMM!!
Think like a Yiddishe businessman - Learn from the masters.
Buy sports goods out of season.
Pay your debts early.
Better still, get rid of your debts, one by one, boy this WILL GIVE YOU FREEDOM.
Use Standard banks First time buyers special - save serious bucks!!!!
Have a piggy bank!! Pay your cell phone with it.
Spend every spare moment with your loved ones - THE BEST INVESTMENT EVERY
Be Romantic you fool!!!
Monday, 3 March 2008
My head is thumping, my legs are aching and my eyes are burning from the dust that's still settling in the house! My bed is currently on the floor in my lounge and I have no furniture.
moving on ...
So, what's this Southern African mortgage convention that everyones taking about. Well, it's going to be a blast. It's the first of it's kind and the guest speaker lineup is incredible. It's must for property specialists and bond originators in South Africa... It's is a 2 day conference in Johannesburg aimed at the following:
- Objective 1: To give delegates the opportunity to debate issues which can possibly influence the mortgage industry in South Africa
Objective 2: To assist in educating delegates on global trends in the mortgage and broadly the property industry
Objective 3: To highlight and seek solutions or challenges facing mortgage finance
Objective 4: To explore issues that are restricting mortgage companies to work effectively and profitable in delivering better services to customers
Objective 5: Provide market insight for ensuring sustainability in the mortgage industry
Guest speakers and presentations include:
John Loos - Property Specialist, First National Bank
Piet De Jongh - Managing Director, Loanlink
Nomonde Mapetla - CEO, Estate Agencies Affairs Board
Sean O'Sullivan - Head of Sales, First National Bank
Alex Bosch - Excutive Director, Timeshare institute of Southern Africa
Thys Geyser - Chairman, South African Association of Fractional Intermediaries
Shelley Mackay -Davidson - Senior Associate, Edward Nathan Sonnenberg
Pieter Niehaus - Associate, Deneys Reitz
Roland Lange - Aspire Financial Services
Henry Greyling - SEO, Seef International Gold and Leisure
Pat Lamont - Divisional Manager, Nedbank Sales
Jack Trevena - Managing Director, Bondexcel
Christpoher Santhose - Director, Key Mortgage Bonds
Rich Moss - MAnaging Director, Comcorp
Lauren Hall - Managing Director, Seven Habits Property Showcase
Charles Kalmesh - Manager, ABSA Affordable Housing
Brian Mahlangu - Managing Editor, Soweto Homes and Property
George Findlay - Legal Advisor, Korbitec
Christopher Malan - Senior Manager, Financial Intelligence Centre
12 & 13 March 2008
Indaba Hotel, Fourways, Johannesburg.
Registration fee per delegate: R 4,766.00 + VAT = R 5,433.24
For those of you who are interested in this event please visit TCI SA - http://www.tci-sa.co.za/