Showing posts with label debt doctor. Show all posts
Showing posts with label debt doctor. Show all posts

Tuesday, 7 February 2012

Sales and Marketing in Tough times!


“Fish where the fish are.” - so follow the money even when looking for a loan.

For most of us in the sales and marketing side, prospecting is the most challenging activity we do. 

We hate the thought of picking up the phone to make a living. No matter what product or service we sell, success in sales is built through effective planning and prospecting.

Here are five ideas that will help:

1. Establish a routine. You must schedule time for prospecting every day at preferably the same time. Do not allow anything to interfere with your prospecting time. The salesperson who has a set daily routine of making prospecting calls at a specific time and adheres to this schedule without distraction has a massive advantage over others
.
2. When is the best time to prospect? The best time to make prospecting calls is when you have the most energy. I always prospect early in the morning because that’s when I have the most energy. It also gets me off to a winning start, which sets up my day for success.

3. It gets easier after the first call. The first call is always the most difficult. Getting yourself to make the first call of the day is normally the biggest hurdle. After you make the first call, you realize it was not as difficult as you had imagined. Prospecting is fun after a few positive calls. You will often find receptive people on the other end of the line who are open  to your call. Just do it, break through the barrier, your confidence will soar when you realise that prospecting is the trigger to all successful selling.

4. Set prospecting goals. Set a specific goal of what you want to happen on each call. Know what you want that prospect to do. It is difficult to achieve prospecting success without clearly defined objectives.

5. Prospecting is a numbers game. I guarantee you that the more prospecting you do, the more deals you will secure. Prospecting allows you to plan your income and results. If you track your prospecting efforts, you will find that you have clear ratios in your sales efforts. Once you know how many prospecting calls you need to make in order to get a client presentation and therefore a closing opportunity, then you have a good measure of how to achieve any sales target.  

Prospecting is truly the starting point of success in any sales profession. I teach a simple sales model – the more you effectively prospect, the more presentation opportunities you will get, and therefore the more sales you will close.


Tuesday, 4 March 2008

MY INVESTMENT PORTFOLIO - 2008 and ahead



So - NOW ARE YOU READY TO PLAY THE INVESTMENT GAME






Whats Hot

Whats Hot

Whats Hot

Whats Hot

WHATS HOT






Properties in Possession - PIP - It sounds callous, but you can pick up great deals now...


Overseas investments - Buy a fractional share on an island- sounds crazy but for R 200K get a month in Mautitius!!!!!!!


Be a Bull or a Bear!!! Stocks has to be part of your portfolio


Buy to Rent - Only do this if your bond ends up less than your rental income plus the levy -else you're being a schmuck


Be a giver (2% of the world) not a taker (98% of the world) - figure this out for yourself.


Deal with folks who are part of the top500 companies - they must be doing something right.


Keep the credit card that gives you the best rewards and the least costs.


Use AMEX - not everyone takes them, they have great rewards, costs are good and you pay for what you use. Great deal.


Become a discount junkie! You don't ask. Guess what - you don't get. MMMMMMMMM!!


Think like a Yiddishe businessman - Learn from the masters.


Buy sports goods out of season.


Pay your debts early.


Better still, get rid of your debts, one by one, boy this WILL GIVE YOU FREEDOM.


Use Standard banks First time buyers special - save serious bucks!!!!


Have a piggy bank!! Pay your cell phone with it.


Spend every spare moment with your loved ones - THE BEST INVESTMENT EVERY

Be Romantic you fool!!!


Monday, 1 October 2007

Credit Cards

Good afternoon to you all. It's been ages since we've written some good articles and I'll be honest with all the public holidays and long weekends, well, we've just fallen behind. No excuse though and I plan on making it up this week with a post every day! We've decided that this week we're going to have some great debt saving tips and financial advice tips from some of the leading bank and mortgage originators...

A special thanks to the Debt Doctor who's provided us with some great expert debt saving tips and techniques.

With the amount of credit cards on offer right now, it's tough trying to choose the right one. It really pays to investigate and check which credit cards offer the benefits and rewards that suit your needs.

Don't be fooled by the colour of the credit card. It's called marketing and it's a great way to sell an expensive and costly item. Think about it, GOLD associated with wealth, so lets get a gold card why don't we... Don't be fooled. All they do, is show that you don't have enough cash in your account to spend. Stop living on credit.

Get the card with the lowest annual card fee, or why not get one with no fee at all. Bank charges need to be checked and we need to watch the interest rates charged. This is the most important cost other than the annual card fee. Try get the lowest rate possible. Argue with the banks. Fight for your rate. If you get a good rate on your mortgage and overdraft facility why should you not get the same discounted rate for your credit card.

Pay the balance owing at the end of the month. Avoid getting caught in the minimum monthly payments option. This will start to climb and before you know it, you'll be stuck with massive debts.

Another thing to watch out for is the loyalty and rewards programs. Valuable, MY ASS! They're a marketing and sales gimmick and although you may get something in return, it's not going to get you out of debt when you're in the DWANG!

So keep your eye out, and watch you credit spending.

After all, all we want is a DEBT FREE SOUTH AFRICA for ALL!

Thursday, 30 August 2007

THE DEBT DOCTOR ! Relieving the pain of debt

IS THIS WHAT YOU SEE AT THE END OF THE MONTH!!!!!

The horror of spiralling debt........

Let the DEBT DOCTOR help you!!

Cut your credit card facility by 50% immediately, then by another 50% and then when paid off chuck your credit card away. This is a killer

Pay your accounts early - this will look after your interest payments and your credit rating on the whole.

Do not pay debt with debt - unless you really know what you are doing.

Save cash to buy those funny things - retail accounts are great, until you have to pay them.

ALWAYS ask for discounts - from attorneys, doctors, clothes shops, Spar, Checkers EVERYWHERE

Draw cash from your own banks ATM and don't do it often!!!!!

Plant your own veggies!!! - Its mentally good for you and is cheaper to manage and healthier..and just great fun - A windowsill can produce a lot of fresh goodies!

Check out your credit record - regularly If your on, Get off!!!

Speak to your bank always. Standard, Absa, Nedbank, FNB all of them - they are very human folks. They can help you save.

Listen to Suze Orman - One very switched on person - and gorgeous!!!

Read Helena Wasserman articles....Excellent stuff

TAKE CHARGE TODAY..its where it all starts